Posted On Credit Cards

Best-Ever 300K Amex Business Platinum Bonus Still Available (How to Find It)

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American Express recently refreshed both the Consumer Platinum Card® and the Business Platinum Card® from American Express. While the consumer welcome bonus stayed the same, the Business Platinum officially launched with a 200,000-point welcome offer.

However, that’s not the best offer available.

Many applicants are still finding targeted offers for 250,000 or even 300,000 Membership Rewards® points, which matches the highest bonus ever offered on this card. If you’re eligible and can meet the spending requirement, this is one of the most lucrative business card bonuses currently available.

Below is everything you need to know — including how to find the 300K offer.

Welcome Bonus Details (300K Targeted Offer)

Don’t settle for the publicly advertised 200K offer if you don’t have to.

Targeted Offer:

  • Earn 300,000 Membership Rewards® points
  • After spending $20,000 on eligible purchases
  • Within the first 3 months of Card Membership

⚠️ This offer is not guaranteed and varies by applicant, browser session, and device.

Amex Business Platinum Card Earning Rates

  • 5X Membership Rewards® points
    On flights and prepaid hotels booked through American Express Travel
  • 2X points per dollar on eligible purchases of $5,000 or more, on:
    • U.S. electronics retailers
    • U.S. software & cloud service providers
    • U.S. construction material & hardware suppliers
    • U.S. shipping providers
  • 1X point per dollar on all other eligible purchases

Annual Fee

  • $895 annual fee

This is a premium card, but the credits and benefits can easily outweigh the cost for many business owners.

How to Find the 300K Amex Business Platinum Offer

This is the most important part.

Updated Working Method (January 2026)

First try this link

If the above doesn’t work Try this:

  1. Turn on your phone’s hotspot
  2. Connect your laptop or desktop to the hotspot
  3. Open a Chrome incognito window
  4. Search “Amex Business Platinum”
  5. Click the first non-sponsored result

This method has worked for multiple people recently.

Other Methods to Try

  • Open the standard Amex Business Platinum application link in a desktop Chrome incognito window
  • Google “Amex biz platinum” and click the first non-ad result
  • If you see an elevated offer (but not 300K), leave the page open until it expires (usually 1–2 hours), then refresh
  • Check the Amex Offers or pre-qualified section if you’re already an Amex cardholder — elevated offers frequently appear there

💡 Tip: Offers can change between refreshes, devices, IPs, and browsers.

Important Rules When Applying for Amex Cards

Before applying, keep these in mind:

  • Maximum of 5 Amex credit cards and 10 Amex charge cards
  • Often no hard pull if you already have an Amex card
  • Existing Amex cardholders usually avoid a hard inquiry
  • Lifetime rule: You’re not eligible for a welcome bonus if you’ve had the card before (generally within the last 5–7 years)
  • Amex will warn you during the application if you’re not eligible for the bonus — you can withdraw without penalty
  • 90-Day Rule: Up to 2 new cards every 90 days (charge cards excluded)

Key Business Platinum Benefits & Credits

Points & Redemptions

  • 35% Pay With Points rebate on your selected qualifying airline
    (Up to 1,000,000 points per year; benefit changed on Sept. 18, 2025)
  • Redeem points for 1¢ per point with an Amex Business Checking account

Travel & Hotel Credits

  • $600 annual hotel credit
    ($300 semi-annually) for prepaid Fine Hotels + Resorts® or The Hotel Collection bookings
  • $200 airline incidental fee credit per calendar year
  • $200 Hilton statement credits per year ($50 per quarter)
  • Global Entry ($120) or TSA PreCheck ($85) credit
  • CLEAR Plus membership credit (up to $209 annually)
  • Access to 1,400+ airport lounges worldwide

Business Credits

  • Dell Credits
    • Up to $150 in statement credits
    • Plus $1,000 bonus credit after $5,000 spend per calendar year
  • Wireless Credit: Up to $120 annually ($10/month)
  • Indeed Credit: Up to $360 per year ($90/quarter)
  • Adobe Credit: $250 after $600 spend annually

Big-Spend Bonuses (Spend $250,000/year)

  • $1,200 Amex Travel flight credit
  • $2,400 One AP® statement credit

Elite Status & Extras

  • Hilton Honors Gold Status
  • Marriott Bonvoy Gold Elite Status
  • Leaders Club Sterling Status
  • Platinum Concierge service (24/7)
  • Resy Dining benefits
  • No foreign transaction fees

Employee Card Fees

  • Primary Cardholder: $895 annually
  • Employee Business Platinum Cards: $400 each
  • Employee Business Expense Cards: No annual fee

Final Thoughts

The 300,000-point Amex Business Platinum bonus is one of the best business card offers ever, but it requires patience and the right setup to find. If you can meet the spending requirement and take advantage of the credits, the value can easily exceed several thousand dollars.

If you’re considering applying, it’s worth spending a few extra minutes trying to trigger the 300K targeted offer before settling for less.

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