Instacart and Mastercard have teamed up to bring cardholders a valuable grocery savings opportunity. From September 1, 2025, through January 31, 2027, eligible U.S. Mastercard® credit and debit cardholders can enjoy 3 free months of Instacart+ and up to $10 off a qualifying order each month.
This limited-time promotion is a great way to save on grocery delivery while trying out Instacart’s premium membership.
What’s Included in the Mastercard x Instacart Offer?
✅ 3 Free Months of Instacart+
- Available to new or lapsed members (not valid if you’ve had Instacart+ on or after Sept 1, 2025).
- Must enroll with an eligible U.S. Mastercard credit or debit card.
✅ $10 Off Your 2nd Qualifying Order Each Month
- Receive $10 off automatically after your first eligible order is delivered.
- Discount applies on your second order of the month paid with a Mastercard.
- Excludes alcohol, Rx, and restaurant orders.
- Discount expires at the end of each calendar month if unused.
How to Redeem the Instacart Mastercard Offer
- Visit instacart.com/p/mastercard-offer.
- Log in or create an Instacart account.
- Add your eligible Mastercard as a payment method.
- Enroll to activate your 3 free months of Instacart+.
- Use your Mastercard for grocery orders to unlock the monthly $10 discount.
Key Things to Know
- The 3-month Instacart+ trial cannot be stacked with an existing membership.
- Qualifying orders must be paid with the same type of Mastercard used at enrollment (credit or debit).
- The $10 discount auto-applies at checkout, regardless of other promos.
- Offer valid Sept 1, 2025 – Jan 31, 2027.
Why This Deal Is Worth It
Instacart+ normally costs $9.99/month, so three free months saves you about $30 upfront. Add in the $10 monthly discount (up to $170 in potential savings over the promo period), and this partnership is a solid win for Mastercard users who regularly shop with Instacart.
If you’re not currently an Instacart+ member, this is an easy way to test out the benefits and enjoy savings along the way.
Bottom Line
If you have a U.S. Mastercard credit or debit card, don’t miss this Instacart promotion. Sign up, claim your free 3 months of Instacart+, and maximize savings with the $10 monthly order discount through January 2027.