American Express Business Gold Card Survey Reveals Potential Changes
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American Express has recently sent out surveys to select Business Gold Cardholders, hinting at potential updates to the card. While surveys don’t guarantee changes, they often provide a preview of what Amex may be considering for its business products.
Some of the noteworthy potential updates revealed in the survey include:
- Annual Fee Increase: The Business Gold Card’s annual fee could rise from $375 to $495.
- AI & Business Credits: Select credits being considered include:
- $300 ChatGPT Business Credit
- $240 Notion Credit
- $240 Xero Credit
- $250 LegalZoom Credit
- $100 Resy Credit
- Enhanced Rewards: Cardholders may earn up to 50,000 Membership Rewards points when paying their Business Gold from an Amex Business Checking account (1x point per $1 spent). Additionally, 5X points could be earned on flights and prepaid hotels booked through AmexTravel.com.
- Exclusive Design Option: A 24K gold-plated card could be offered for those who spend $100,000 or more in a calendar year.
Each survey varied slightly, so it’s unclear which of these changes might actually roll out. However, the survey confirms that American Express is actively exploring ways to enhance the Business Gold Card experience.
What This Means for Cardholders
Even if not all proposed changes are implemented, these updates indicate a shift toward more AI-focused business perks and higher-value rewards for frequent business spenders. Cardholders should keep an eye on announcements from Amex, especially if the $495 fee is finalized, as this would mark a significant increase from the current $375 annual fee.
Bottom Line:
The Amex Business Gold Card survey provides a glimpse into potential upgrades, from AI credits to a luxurious gold-plated card for high spenders. While nothing is set in stone, these changes could make the Business Gold even more rewarding for small business owners.
