Chase Sapphire Reserve Is Changing in 2025—Here’s Everything You Need to Know

A wave of major changes is hitting the Chase Sapphire Reserve (CSR), and if you’re a cardholder—or thinking of becoming one—you need to know what’s coming. While rumors swirled on Reddit, Chase has now officially confirmed a June 23, 2025 launch date for its revamped benefits.

We’ve broken down what’s changing, what’s staying, and how to make the most of your points—before and after the cutoff.


📅 Key Dates to Know

  • June 23, 2025: New benefits officially launch.
  • October 26, 2025: Cutoff date for legacy points earning at 1.5x via Chase Travel.
  • October 26, 2027: Last day to redeem legacy points at 1.5x.

If you’re a current cardholder (or apply before June 23, 2025), your benefits and annual fee stay the same through October 25, 2025. After that, you’ll transition into the new structure.

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💥 Big Changes: Points Redemption and Earnings

One of the biggest shake-ups? The removal of the flat 1.5x portal redemption rate for points earned after October 26, 2025. Instead, Chase is shifting toward “Points Boost” offers, where specific travel purchases (e.g. premium hotels and cabins) can fetch up to 2x redemption value.

✅ Legacy Points Still Win

Points earned before October 26, 2025, will still qualify for 1.5x redemptions on Chase Travel until October 26, 2027—or higher if a Boost offer applies. So don’t wait to earn and use!


💳 New Earning Structure (Post-June 23, 2025)

CategoryNew Rate
Chase Travel8x
Flights & Hotels4x
Dining at Restaurants3x
Everything Else1x

🔥 Removed: 3x points on general travel.


🏨 New & Enhanced Benefits

Chase is sweetening the deal with more statement credits and premium perks, especially for those booking through Chase Travel.

  • $300 Annual Travel Credit (unchanged)
  • $250 x2 Premium Hotel Credit through The Edit (Chase’s new luxury hotel platform)
  • $150 x2 Dining Credit via Sapphire Reserve Exclusive Tables
  • $250 Apple TV + Apple Music Credit (excludes Apple One)
  • $150 x2 StubHub Credit
  • $120 Peloton Credit ($10/month)
  • $120 Lyft Credit ($10/month)
  • $420 DoorDash Credit (DashPass + $5 + $10 + $10/month)
  • IHG Platinum Elite Status (IHG Diamond after $75K spend)
  • 2x Redemption on The Edit + Premium Cabin Flights
  • Global Entry, Priority Pass, Air Canada Maple Leaf Lounge Access

🎁 AFTER $75,000 SPEND:

  • IHG Diamond Elite
  • $500 Southwest Credit via Chase Travel
  • A-List Status with Southwest
  • $250 “Shops at Chase” Credit

⚠️ Benefits Being Removed

  • 3x on General Travel
  • 1.5x Point Redemption on All Chase Travel (for new points after Oct 26, 2025)

🔍 What It Means for You

This update shows Chase is moving toward a more curated, high-value experience for luxury travelers, especially those booking through its own platforms. But for those who preferred broad 1.5x flexibility, this is a net downgrade—unless you can take advantage of the new targeted offers.

Smart Moves:

  • Earn and redeem before Oct 26, 2025 to lock in the 1.5x value.
  • Book premium travel via The Edit to maximize the new 2x redemption offers.
  • Track spend if you’re aiming for post-$75K perks like IHG Diamond and Southwest A-List.

Final Thoughts

The Chase Sapphire Reserve isn’t disappearing—it’s evolving. For travelers who use Chase’s travel portal and stack credits, the value remains strong. But this isn’t a set-it-and-forget-it card anymore. Strategic redemptions and portal engagement will be key to getting the most from your points.