Rakuten Is Paying $30 for a $30 SoFi Crypto Purchase (Plus $50 New User Bonus)
Rakuten just launched a high-value, low-effort deal that crypto and cash back fans should not ignore.
Right now, Rakuten is offering $30 cash back (or 3,000 Amex Membership Rewards points) when you sign up for a SoFi Crypto account and purchase $30 or more in crypto. This effectively makes your first $30 crypto purchase free.
Even better, new Rakuten users can stack this with Rakuten’s $50 sign-up bonus, turning this into one of the easiest triple-digit rewards opportunities available.

Rakuten SoFi Crypto Deal Overview
Here’s how the offer works:
- Sign up for SoFi Crypto via Rakuten
- Make an initial crypto purchase of $30 or more
- Earn $30 cash back or 3,000 Rakuten points
- Purchase must be completed within 45 days of account opening
Rakuten points can be redeemed as:
- Cash back
- Or transferred to American Express Membership Rewards (1:1)
- Or transferred to Bilt Points
Stack With Rakuten’s $50 New User Bonus
If you’re new to Rakuten, this deal gets even better.
New Rakuten members can earn:
- $50 cash back or 5,000 points after qualifying purchases
- Stackable with the SoFi Crypto offer
Sign Up Here!
Total Potential Rewards:
- $30 from SoFi Crypto deal
- $50 from Rakuten new user bonus
- Total: $80 back on a $30 crypto purchase
That’s an outstanding return for minimal spend.
How This Compares to Past SoFi Crypto Bonuses
Rakuten has run SoFi Crypto offers before, but payouts have varied:
- Previous bonuses ranged from $10 to $100
- Current $30 bonus is solid and reliable
- Easy qualification with a low minimum purchase
Given the small upfront cost, this version is especially attractive.
Step-by-Step: How to Claim the Deal
- Log in to Rakuten (or create a new account)
- Search for SoFi Crypto on Rakuten
- Click through Rakuten to SoFi Crypto
- Open a SoFi Crypto account
- Purchase $30 or more in crypto within 45 days
- Earn $30 cash back or 3,000 points
Make sure:
- You click through Rakuten before signing up
- Your purchase tracks correctly in Rakuten
Important Things to Know
- Crypto prices fluctuate; this is not investment advice
- You can sell your crypto later if you wish
- SoFi may have standard spreads or fees
- Rakuten rewards typically post after verification
As always, read all terms before completing the offer.
Final Thoughts
This Rakuten SoFi Crypto deal is one of the easiest free-money opportunities available right now, especially when stacked with Rakuten’s new user bonus. A $30 crypto purchase turning into $30 back (or more) is about as close to a no-brainer as it gets.
If you’ve been waiting for a simple way to test SoFi Crypto or earn Rakuten points fast, this is a great time to jump in before the offer changes.
