Title: Chase to Marriott 50% Transfer Bonus: Is It Worth It? (February 2026)
Chase has just launched a limited-time 50% transfer bonus when you move your Ultimate Rewards points to Marriott Bonvoy. While a bonus is always exciting, is this the right move for your hard-earned points, or should you save them for a Hyatt stay or a business class flight?
In this guide, we’ll break down the math, the deadline, and the specific scenarios where this transfer makes sense.
The Details: Chase to Marriott Bonvoy Transfer Bonus
From now through February 28, 2026, Chase cardholders can take advantage of a 50% boost.
- Standard Ratio: 1,000 Chase points = 1,000 Marriott points
- Bonus Ratio: 1,000 Chase points = 1,500 Marriott points
- Offer Ends: February 28, 2026
The Math: Does it Make Sense?
To determine if this is a “good” deal, we have to look at the valuations.
- Chase Points Value: Generally valued at ~2.0 cents each (due to high-value partners like Hyatt or United).
- Marriott Points Value: Generally valued at ~0.7 to 0.9 cents or less each.
Even with a 50% bonus, you are essentially trading 2.0 cents of value (1 Chase point) for 1.05 to 1.35 cents of value (1.5 Marriott points). On paper, this is a losing trade. You can almost always get more value by transferring to World of Hyatt, where points are often worth 1.7–2.5 cents each at a simple 1:1 ratio.
When Should You Transfer?
Despite the math, there are three specific scenarios where this 50% bonus is a win:
1. The “Top-Off” Strategy
If you are 10,000 points short of a dream stay at a St. Regis or Ritz-Carlton, transferring a small amount of Chase points to bridge the gap is a great use of this bonus.
2. The 5th Night Free Benefit
Marriott offers the 5th Night Free on all-point stays. If you book a 5-night stay using the bonus, your effective “cents per point” value increases significantly, potentially making the transfer much more attractive.
3. High-Value “Sweet Spot” Redemptions
If you’ve found a specific luxury property (like Al Maha in Dubai or the Maldives) where the cash price is astronomical but the point price is reasonable, the 50% bonus might push the value of your Chase points above 2.0 cents.
How to Transfer Chase Points to Marriott
- Log in to your Chase Ultimate Rewards account.
- Select “Transfer to Travel Partners.”
- Find Marriott Bonvoy and enter your membership number.
- Enter the number of points (increments of 1,000).
- Confirm and watch for the 50% bonus to reflect in your Marriott account (usually near-instant, but can take up to 48 hours).
The Bottom Line
The current 50% Chase to Marriott transfer bonus is a solid offer, but it’s not for everyone. Unless you have a specific, high-value stay in mind or need to top off your account for a 5th-night-free redemption, we generally recommend holding onto your Ultimate Rewards points for more flexible (and valuable) partners.
